Own Your Defense – A free resource for protecting your assets

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Suck It, Scammers! How to stop fraudsters from ripping you off

R.J. Spurgeon battle plan, door-to-door sales, fraud, identity theft, scam, steal

Criminals take advantage of the good, trusting nature of others to get what they want. It doesn’t matter if you’re

happy young couple doing purchase on internet together at home

Don’t blow the windfall – three great options for your stimulus cash

R.J. Spurgeon Coronavirus, COVID-19, credit card, debt, Economic Impact Payment, free money, investment, money, Pandemic, payment, savings, Stimulus

Since the start of the pandemic in 2020, the United States has sent three rounds of economic impact payments to

person holding silver bitcoin coin

Digital Currency

How to avoid getting burned from crypto euphoria – four rules to avoid disaster

R.J. Spurgeon bitcoin, blockchain, cardano, crypto, cryptocurrency, etherium, ripple, Safemoon, shiba inu, stellar, XRP

The recent meteoric rise of crypto currency values has fueled a feverish demand to get in. The fear of missing

gold bitcoin

Digital Currency

Crypto giveaway scam – three ways to spot a crypto wallet bombshell

R.J. Spurgeon bitcoin, blockchain, crypto, cryptocurrency, dogecoin, Elon Musk, fear of missing out, fomo, giveaway scam, scam

During Elon Musk’s Saturday Night Live (SNL) appearance on May 8, 2021, cryptocurrency scammers hatched a plot to convince crypto

woman holding card while operating silver laptop

Financing pitches can spell doom for your dollars

R.J. Spurgeon credit, credit card, finance, late payment, payment, purchase, scam, spending

Sales pitches are everywhere. Emails, advertising mail, text messages, telephone calls and good old-fashioned knocks on the door can bombard

Preventing the Spread

R.J. Spurgeon Coronavirus, COVID-19, hand sanitizer, mask, prevention, sick, social distancing, spread, virus

When it comes to avoiding the spread of COVID-19, there are 3 key tips to follow at all times –

One and done – dialing a hang-up call can cost you big bucks

R.J. Spurgeon consumers, fraud, international, one ring, scams, spoofing, telephone customer issues, wangiri

The light of a new day crests over the horizon, and your alarm wakes you from a restful slumber. You

Three easy steps to prevent a criminal from hacking your digital life

R.J. Spurgeon Email, hack, Netflix, online, password

Email scams are cheap and easy to deploy. That’s why so many scammers use email as their preferred method of

Telephone scams

Robocall tries to hack your cash

R.J. Spurgeon emergency, hacker, Microsoft, War Games, Windows

In the 1983 movie War Games, a hacker accidentally finds his way into a NORAD computer system called War Operation

Digital Currency

How not to buy digital coins

R.J. Spurgeon bitcoin, blockchain, coinmarketcap, etherium, litecoin

Bitcoin, Etherium, Litecoin, and a host of other digital coins are all the rage right now. As their value continues

How to spot a fraudster’s fake email address

R.J. Spurgeon domain, Email, malware, ransomware, username, White House

Would you knowingly hand a fraudster your cash? Chances are, no matter how much money you earn, you’d probably prefer

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