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Tips to Recession-Proof Your Life
By Michael Longsdon Does the idea of a recession frighten you? Perhaps you’re nervous about losing your job in Baltimore or taking a cutback in your income. If so, then take steps to recession-proof your life and find a bit of security. Read on for some tips to get you started, courtesy of Own Your…
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5 Things You Need To Know About Home Warranties
By Michael Longsdon Becoming a homeowner is one of the biggest accomplishments of a person’s life. Indeed, according to Forbes, the majority of Americans aspire to own their home. If you’ve finally reached this goal, you don’t want the joy to be impeded by costly repairs and failing systems. Unfortunately, though, this is the reality…
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Cybersecurity 101 for Seniors
By Michael Longsdon As more and more of our lives move online, we must understand how to protect ourselves from cybercrime. That’s why we’ve put together this cybersecurity 101 course for seniors. In this post, Own Your Defense covers how cybersecurity works, your role in keeping your data safe, and some tips for bolstering your…
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Don’t blow the windfall – three great options for your stimulus cash
Since the start of the pandemic in 2020, the United States has sent three rounds of economic impact payments to eligible recipients through May 2021. If you’re one of the millions of beneficiaries from $271 billion in the first round, $135 billion in the second round, and $242 billion in the third round of stimulus…
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How to avoid getting burned from crypto euphoria – four rules to avoid disaster
The recent meteoric rise of crypto currency values has fueled a feverish demand to get in. The fear of missing out on this huge rise is profound, and some investors have chosen to plow all of their investment dollars into the emerging crypto market. Asset values never go straight up to the moon and beyond,…
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Crypto giveaway scam – three ways to spot a crypto wallet bombshell
During Elon Musk’s Saturday Night Live (SNL) appearance on May 8, 2021, cryptocurrency scammers hatched a plot to convince crypto investors to hand over their Dogecoins. The scammers’ goal, to get free Dogecoins, Bitcoins, and other currencies, worked, and the scamming crew raked in millions of dollars worth of crypto. How did this happen? Why…
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Financing pitches can spell doom for your dollars
Sales pitches are everywhere. Emails, advertising mail, text messages, telephone calls and good old-fashioned knocks on the door can bombard us with offers from alternative sleep-enhancing accessories to buying a zip line adventure. Chances are, if it’s a sales pitch you didn’t ask for, the pitched thing isn’t something you need. You’re on a budget.…
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Preventing the Spread
When it comes to avoiding the spread of COVID-19, there are 3 key tips to follow at all times – wear a mask when out in public, maintain social distancing (at least 6 feet separation), and wash your hands frequently. Here are 3 helpful graphics to share with others to encourage Coronavirus prevention measures. Stay…
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One and done – dialing a hang-up call can cost you big bucks
The light of a new day crests over the horizon, and your alarm wakes you from a restful slumber. You wipe the sleep out of your eyes to begin a new day filled with the hope of the unknown. When you reach for your phone to check for activity, you notice an unknown number called…
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Three easy steps to prevent a criminal from hacking your digital life
Email scams are cheap and easy to deploy. That’s why so many scammers use email as their preferred method of attack against unsuspecting targets – and because they work. I received an email from a scammer representing to be from the popular company Netflix. In it, the fraudster told me that there was a problem…
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Robocall tries to hack your cash
In the 1983 movie War Games, a hacker accidentally finds his way into a NORAD computer system called War Operation Plan Response and begins what he believes is a game called Global Thermonuclear War. The computer doesn’t believe it’s a game, however, and soon puts the United States on a nuclear-infused collision course with Russia.…