Romance scams have always preyed on one of the most powerful human needs: the desire to be loved. But AI has transformed them from a labor-intensive con into an industrial-scale operation. Where a human scammer could only manage a few…
For years, spotting a phishing email was relatively straightforward. The grammar was broken. The spelling was off. The sender address looked nothing like a real company. Experts told you: look for the mistakes, and you’ll be safe. Those days are…
You answer the phone. The voice belongs to your son, your daughter, your grandchild. They’re crying. There’s been an accident. They’re in jail. They need money RIGHT NOW, no time to explain. The urgency is real. The emotion is real.…
As many are aware, the recent cyberattack on National Public Data gave criminals access to a treasure trove of personally identifiable information for a large number of consumers. Consumer names, addresses, and social security numbers were found on the dark…
In today’s financial landscape, maintaining good financial health is crucial for both security and stress reduction. Being financially stable helps you navigate unexpected expenses and future planning with ease. Today, Own Your Defense explores strategies for enhancing your financial well-being…
Did your bank just text you about a potential fraudulent charge on your account? Chances are, that text is from a scammer who wants to put his thieving hands on your cash. Scammers are highly adaptive to new techniques that…
Planning for retirement and healthcare expenses is a critical aspect of financial well-being, especially as we aim to reduce dependence on Social Security and Medicare. Building a safety net involves a combination of careful strategies that can help you secure…
Does the idea of a recession frighten you? Perhaps you’re nervous about losing your job in Baltimore or taking a cutback in your income. If so, then take steps to recession-proof your life and find a bit of security. Read…
Becoming a homeowner is one of the biggest accomplishments of a person’s life. Indeed, according to Forbes, the majority of Americans aspire to own their home. If you’ve finally reached this goal, you don’t want the joy to be impeded…
As more and more of our lives move online, we must understand how to protect ourselves from cybercrime. That’s why we’ve put together this cybersecurity 101 course for seniors. In this post, Own Your Defense covers how cybersecurity works, your…
Since the start of the pandemic in 2020, the United States has sent three rounds of economic impact payments to eligible recipients through May 2021. If you’re one of the millions of beneficiaries from $271 billion in the first round,…
